Your records come in as they are
Invoices, receipts, PDFs and bank data enter one workflow — even when the source material is messy.
Built in Singapore · Designed for growing businesses
AI speed.
Professional accountability.
ccMonet brings intelligent finance automation and qualified accounting professionals into one team — so business owners get faster answers without giving up human judgement.
Month-end workflowActive
Documents received
AI processing
Professional review
✓
Qualified accountant reviewHuman judgement at the moments that matter
Founder story · Hua Mao
Solving the SME finance problem — one real pain at a time.
ccMonet began with a problem Hua had experienced repeatedly as a business owner.
Hua Mao · Founder & CEO
Hua Mao · Founder & CEO of ccMonet
Finance support was slow, expensive and disconnected from the decisions founders needed to make.
As a serial entrepreneur across China and Singapore, Hua kept running into the same frustration. He first tried to solve it in 2008 with a web-based bookkeeping product, but SMEs and the surrounding digital infrastructure were not ready.
By 2022, AI had created a second chance. During early pilots in Southeast Asia, the team encountered the real mess of SME finance — handwritten invoices, unstructured PDFs, multilingual documents and receipts shared through chat. They rebuilt the system around those realities rather than ideal inputs.
That experience shaped ccMonet’s Human + AI model: automation handles repetitive financial work, while qualified professionals bring review, judgement and accountability.
Earlier in his career, Hua founded the smartphone app-store company that was acquired by Tencent and became the predecessor of YingYongBao (腾讯应用宝).
How we work
A finance team built as one system.
Not software on one side and outsourced accounting on the other. ccMonet connects every step in a shared, traceable workflow.
✦
AI does the repetitive work
- Extract and categorise
- Match and reconcile
- Surface exceptions
✓
Professionals handle judgement
Qualified experts review exceptions, check compliance and help you understand what needs a decision.
Trust, made visible
Your finances deserve more than a promise.
Professional qualifications, clear controls and accountable review sit behind every workflow.
✓
Security across technology, people and process
Customer data is protected through encrypted transmission and storage, controlled access, audit trails, backup and recovery measures.
ProtectedEncryption in transit and at rest
ControlledRole-based access and separation of duties
ResilientCloud infrastructure, backups and recovery
Purpose-ledCustomer data used only to provide the product
Professionally qualified
Our professional network includes members and accredited practitioners across recognised accounting and tax bodies.
Singapore-rooted
Operating as 2ND BRAIN PTE. LTD., the company behind ccMonet.
202343194N
Singapore UENLeadership & professional expertise
The people behind the judgement calls.
Technology, operations and qualified accounting expertise in one team.
Wai Zheng Yee
Chartered Accountant of Singapore
Bringing professional review and compliance expertise to the team.
LinkedIn ↗Who we serve
Built to help good businesses move with clarity.
Better finance starts with a clearer conversation.
Tell us how your business works today. We’ll show you where AI and professional support can make the biggest difference.
Talk to an expert →