01 · Received
Invoice arrives
SUPPLIER INVOICEDelivery slip
01 Aug 2026
Line item × 20
Line item × 30
Tax
────────
Amount due
01 Aug 2026
Line item × 20
Line item × 30
Tax
────────
Amount due
AI CFO for every business owner
AI does the work. A licensed accountant signs off.
Bookkeeping, GST, corporate secretarial and filings — handled by AI, reviewed and signed by Singapore-qualified accountants.
Local team in Singapore|English & Mandarin|UEN 202343194N
5.0
1000+businesses have saved millions of hours with ccMonet.
AI Finance Agent + Licensed Accountants
How it works
What the AI does — and where a person steps in
→
02 · Understood
AI reads every line
Supplier identified
Line items extracted
Tax captured
→
03 · Matched
Bank transaction found
Connected bank feedTransaction found
Supplier · matched record
✓ Match proposed
→
04 · Reviewed
Licensed accountant signs off
Books ready for reviewAI-prepared records and source documents are in one place.
✓Reviewed by a real professional
Approved for close
2
Every line is understood. Supplier, items and tax are structured automatically.
AI Finance Agent
Processes the daily financial work
+
✓Licensed accountantsAI processing financial activity
See How a Multi-outlet F&B Runs
F&B · 14 outlets
First Bowl's finance team used to spend most of their time on data entry and reconciliation — across 14 outlets, with handwritten delivery slips in Chinese, English and Malay.
They tried every OCR tool on the market. ccMonet was the first that actually worked on their documents.
"We used to find out in late June what we'd spent in May. Now there's a forecast on the 1st."
CEO, First BowlDay 20 → 1
Monthly close moved to the 1st
10 → 2
People on the finance process
Customer Stories
Real businesses, real results.
From aesthetic clinics to restaurant chains — see how teams across industries use ccMonet to take back their time.
• Food & Beverage
"We used to wait weeks after month-end to see the full picture. Now we have it at the start of the month."
For the first time, decisions at Shiok Burger are backed by actual numbers — not estimates, not last quarter's spreadsheet. ccMonet closes the gap between what happened and when the team knows about it, turning month-end from a scramble into a starting line.
JL
Jerry LiaoShiok Burger
- Real-time Reporting
- Month-end Close
• Aesthetics & Healthcare
"I used to punch numbers into one spreadsheet after another until my head hurt."
Running a new clinic means wearing every hat — surgeon, owner, admin. Dr. Delon switched from manual Excel tracking to ccMonet's AI recognition on day one and never looked back. His staff now upload receipt photos straight into the system, turning claim processing from a chore into a few clicks.
Halo Clinic has been using ccMonet since its launch, over a year and counting.DZ
Dr. Delon ZhangFounder, Halo Clinic
- AI Recognition
- Expense Tracking
- Claims
• Aesthetics & Healthcare
"It's like having a teammate who never gets tired."
For Alice, running a clinic is a race against the clock — invoices, reimbursements, and supplier bills pile up fast if you look away for even a moment. With ccMonet, she reconciles spending and approves claims in minutes. The team uploads receipts, bills get categorised automatically, and costs sync in real time — freeing everyone to focus on every patient.
A
AliceStore Manager, Halo Clinic
- Reconciliation
- Auto-categorisation
- Real-time Sync
• Food & Beverage
"Would I recommend ccMonet to my peers? Absolutely — no question!"
Managing 12 outlets across 8 brands, K.Fei used to chase his finance team every time he needed a single ingredient price. Now he pulls it up on his phone in seconds. Kitchen staff snap each invoice, and the finance team gets that month's COGS calculated automatically. When a supplier quietly raises prices, ccMonet flags it immediately.
Arteastiq has been a ccMonet user since year one of the product.KF
K.FeiHead of Operations, Arteastiq FnB Group
- COGS Tracking
- Price-change Alerts
- Multi-outlet
• Food & Beverage
"We used to spend most of our finance team's time on data entry and reconciliation. After ccMonet, that's basically handled."
Before ccMonet, First Bowl's finance team was buried in manual entry. They also tried every OCR tool on the market to digitise handwritten, multilingual delivery slips — none worked. ccMonet is the first tool that reads them accurately, outputs structured data ready to use, and lets the team shift from data entry to analysis.
FB
First BowlSingapore
- Handwritten OCR
- Multilingual
- Data Entry Automation
What makes it different
Trained on the hardest paperwork in the world.
Handwritten delivery slips. Chinese, English and Malay on the same page. Creased, stained, photographed in a stockroom.
Every line read — item, quantity, unit price, amount. A verification layer double-checks, not just the AI alone.
If it can read that, your documents are easy.
See how each product runs, start to finish.
Pick one to watch.
✓Receipt received via emailreceipt_038.jpg
✓OCR reads every line — item, qty, unit price12 line items
✓Coded to correct accountsSupplies · 6200
✓Matched to bank transactionDBS ····4471
✓Flagged: duplicate supplier invoice→ Accountant
✓Bank feed pulled automaticallyDBS · 847 txns
✓Matched against ledger entries841 matched
✓6 exceptions identified3 timing · 2 missing · 1 amt
✓Exception report sent for review→ Accountant
✓Staff photo receivedtaxi_receipt.jpg
✓Amount, date, vendor extracted$23.40 · ComfortDelGro
✓Checked against expense policyWithin limit ✓
✓Routed for manager approval→ Manager
✓Approved and posted to ledgerTransport · 6100
✓Consolidated P&L generatedAll outlets
✓Margin calculated per outlet14 outlets compared
✓Cost anomalies flaggedSupplier price +8%
✓Cash forecast updatedNext 90 days
Not just the books — the whole obligation
Everything a Singapore business needs to stay compliant.
Incorporation
Company set up, registered and filed. Books running from day one.
Corporate Secretarial
Annual returns, resolutions, registers, director and shareholder changes. Kept current.
Tax & GST
Registration, quarterly F5, Form C-S. Prepared and filed by a qualified accountant.
Business Insurance
Coverage arranged by people who already know your numbers.
Built for your kind of business
What you get
Books that close on timeData collection is never the bottleneck.
Every number has a sourceClick any figure, see the document.
Detail, not just totalsWhich supplier, which item, which outlet.
A person you can callNot a chatbot. Not a ticket queue.
Filings handledGST, Form C-S, ACRA — signed by someone qualified.
Grant support availableEligible businesses can offset part of the cost.
Common questions
"Can AI really do my accounting?"
Alone, no. That's the point. AI does reading, coding and matching. A qualified accountant reviews and signs.
"I already have an accountant."
Keep them. We take the typing off their plate.
"Too small for this."
Small is the easy case — fewer documents, faster setup.
"Switching sounds painful."
Migration is done for you, historical records included.
Send one month of documents. See what comes back.
From S$120/month. 14 days free. No card. Cancel any time.
Data & Security · Full audit trail · Access controlled and logged
UEN 202343194N
2nd Brain Pte. Ltd. · Singapore